ARE YOU READY FOR THE NEW ERA 
ON DIGITAL PAYMENTS ?


Whether it's a Fintech, a Bank, a Company, at VGD Consulting you can find your partner and the services to guide your Organization in this fast-paced changing environment.

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WHO WE ARE 

MARIA LUÍSA ALDIM

FOUNDER & CEO

Maria Luísa Aldim, a proud mother of 3 and a woman passionate about innovation, economy and politics.

+10 years experienced professional in payments and cards industry. Expert in acquiring new business by developing strategies with merchants and innovative solutions, improving payment experience and turning it easier to set it up for more self-acting and automated.

Her path into Payments started at a Portuguese start-up, where everything had to be done and started from scratch, looking and having the best people to make it happen, allowed her a personal growth at managing level with every sector - Sales, Marketing, IT, Compliance, Risk - dealing with Providers, Partners and with innovative Customers. 

Launched in 2018 VGD - Consulting to help Banks and Fintechs developing strategies and projects in payments industry.

Also in 2018 accepted the challenge to be European Women Payments Network ( EWPN) Ambassador for Portugal. Embraced recently the promotion of blockchain technology, as part of the board administration from the NGO Aliança Portuguesa de Blockchain.

WHAT DRIVE US

Payments Industry is changing and growing in a fast pace and Organizations need to keep up the pace if they want to be modern, disruptive and leaders of their own industries.

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WHAT  WE DO 

Now more than ever, organizations need to add  value improving   internal procedures strategy put customers at the center, encouraging a mindset of continuous improvements. At the same time,  we know that the first impression is what counts the most and for the modern customer, thinking as “I want it now”, we need processes like KYC (Know-Your-Customer) or onboarding seek to engage and guide consumer  to the best possible first experience


In VGD Consulting we can help your organization improving your internal procedures, making them more automated and fast, but at the same time, keeping it simple, interactive, and customized as today’s customer requires. 


Payments and Financial industries are growing and facing a unique set of challenges, incorporated in a fast-moving and crowded global digital business with an increasing number and diversity of players. These players have distinct features and value propositions. It is not always easy to analyze, choose and manage the best options for your business. 


With VGD Consulting, your company will find suppliers meeting your  requirements and unique features helping to improve  your business

The automation and robotics are changing the way we work, and for  Payments and Financial Industries there are no exceptions. Digitization revolution  changing the way we are doing business. Nevertheless, the human resources development have become more important, namely concerning soft skills development


With VGD Consulting, your organization will be able to acquire information about a performance improvement intervention and analysis of the performance management system, implement a successful commercial strategy and a human resources training program, focusing on improving the knowledge, ability, and skills of your employees, allowing the company to achieve higher levels of success. 


Digital Revolution has  now changed   most of our lives as a consumer, and it's not a question of "if" but "when" your company will be forced to adopt a Digital Innovation Strategy. However create, develop, implement and maintain these growth strategies requires time, knowledge and resources. Digital innovation generates a host of questions and needs for expertise, even the largest companies can’t do everything by themselves. 


With VGD Consulting, your organization can expand the horizon of the possible in terms of new digital products, services, and business opportunities,  assuring you are reducing the risk of not doing it right or not moving fast enough. 


Nowadays successful companies need to put their customer at the center of their business model or they will fail. Concepts like User Experience or Conversion Optimization are the key brand differentiator leading  you success and continuous growth, even more, when we talk about payments or financial services.


Our goal is to provide you  the research, the concept  and  implementation for  a successful strategy for your company and growing business. 


The famous saying "two heads are better than one" is more actual than ever before. The best strategy for growth, innovate and better approach for solving problems is create  partnerships. For financial and technology industries, this partnership approach is even more important with the fintech ecosystem. The most important, and at the same time more difficult step to assure  a fruitful partnership and  finding the right person or entity for your business,opening the communication channel. 


In VGD Consulting, we enable partnerships development focused on common goals and complementary strengths, ensuring successful outcomes. 

Digital transformation proved to be also a challenge for Financial Entities and Regulatory Authorities with urgent needs to be considered and actions to implement on a  global approach to the challenges of the new era. In regard to payments, the new Payment Services Directive (PSD2) came to standardizing the regulations for banks and new players in the payments industry, ensuring transparency, security, innovation and fair competition between the old and new payment service providers.


In VGD Consulting we work with banks, fintechs, and tech companies to help them adapt and prepare for these changing regulations, and at the same time increase efficiency, helping with compliance processes


On the other hand, Data protection is now a priority, global l to all organizations, especially for payments industry. The General Data Protection Regulation (GDPR) has a huge impact on how companies must protect data. , We are able to provide guidance to your organization will not only be compliant with both (GDPR & PSD2)  regulations but seeing opportunities where others just see obstacles.


WHY YOU NEED OUR HELP

PROVIDE ACCOUNT INFORMATION SERVICES AND PAYMENT INICIATION SERVICES TO YOUR CUSTOMERS

IMPLEMENT CRUCIAL PROCESSES LIKE KYC, ONBOARDING AND COMPLIANCE ISSUES

HUMAN RESOURCES DEVELOPMENT

GET YOUR TEAM READY FOR NEW ERA ON PAYMENTS

GET KNOW AND REACH THE TPP REQUIREMENTS IN PAYMENTS MARKETS

PAYMENT MARKET RESEARCH AND NEW BUSINESS STRATAGIES

INTERNATIONALIZATION
EXPAND YOUR BUSINESS TO OTHER MARKETS

MAKE THE DIGITAL AND TECHNOLOGICAL TRANSFORMATION IN PAYMENTS

ADAPT TO NEW NEGULATION
PSD2, DMIF II, RGPD

BECOME AN PAYMENT INSTITUTION

OUR CLIENTS

  • Digital Onboarding for new customers
  • Partnerships - Invoicing Softwares, Online Stores, Acquirers, Banks, other softwares.
  • Sales strategy. 
  • Payments services journey.
  • PSD2 consulting
  • Prepare the file to create and submit your company to be authorized and Licensed as Payment Institution, E-money, AISP and PISP. 
  • Cooperate with Legal teams to clarify technical details about payment scheme details. 

  • Digital Onboarding for new customers
  • Partnerships - Invoicing Softwares, Online Stores, Acquirers, Banks, other softwares.
  • Sales strategy. 
  • Payments services journey.
  • Cooperate with Legal teams to clarify technical details about payment scheme details. 

  • Create a payment strategy to help you receive faster from your customers. 
  • Helping you to choose the best payment service providers for you business model - several entities, comparing proposals and features, pricing negotiation, set up effort;
  • Improve User Experience
  • PSD2 consulting
  • Prepare the file to create and submit your company to be authorized and Licensed as Payment Institution, E-money, AISP and PISP. 
  • Cooperate with Legal teams to clarify technical details about payment scheme details. 


  • Create a payment strategy to help you receive faster from your customers. 
  • Helping you to choose the best payment service providers for you business model - several entities, comparing proposals and features, pricing negotiation, set up effort;
  • Improve User Experience


TIME IS MONEY DON’T WASTE YOUR TIME, REACH US NOW!

CONTACT US

Av. da República 25 0E
1050-186 Lisboa
Portugal

Headquarters
Startup Madeira - EV 123
Campus da Penteada
9020-105 Funchal - Madeira - Portugal
info@vgd.pt

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